Archive June 2020

Wells Fargo

wells-fargo

Wells Fargo is an US  bank and multinational financial services company  founded in 1852 and headquartered in San Francisco, California, US. The company provides financials services like banking, securities brokerage, investment, mortgage, trust, and payment services.

About Wells Fargo

Founded  : 1852
Headquarters : Birmingham, Alabama, US
Number of locations : 8300
ATM : 15900
Total assets :1.952 trillion (2017)
Website : www.wellsfargo.com
Find ATM, branch, locations and hours
Customer Service Phone :  General banking – 1-800-869-3557 /  Wells Fargo Online – 1-800-956-4442

Wells Fargo – Online login in 2021

On Wells Fargo homepage, at the upper left into the “View Your Accounts” area,  select “Account Summary”, enter your Online ID  and Password then click on the “Sign on” button.

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Phishiology: Forms and Samples of Phishing Scam Messages

Phishing is the foundation of scam. The success of a phishing message leads to scam.
It becomes Phishing Scam when the two tricks are dubiously interwoven to get your details and your money.

Majority of cyber attacks begin with phishing emails which entice you to click, and majority of such emails use malicious file attachment.

 

So, you want to ask: what is Phishiology?

The collection of examples of such phishing e-mails, text messages, false credit alerts, and other messaging tricks sent to you by cybercriminals for fraudulent activities is what I refer to as phishiology.

Relationship between phishing and scam
Phishing is a ploy scammer uses to get your account details in order to use it for his own advantage.

 

Tools of Phishing message

These are the critical information a scammer needs to successfully launch attack on you:

1. Your name
2. Username
3. Address
4. Phone number
5. Password or PIN
6. Bank account number
7. Debit or credit card number
8. Card Validation Code (CVC) of your credit card
9. Social security number (SSN)

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Best Stocks for the Future

If you are interested in investing in stocks, it is essential to have a long term plan. Planning is something that is done whether you are making preparations for a new career or to steer your financial future. To facilitate this long term plan, many financial experts think that you have to place more emphasis on the quality of the stock.

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Optimistic investing advice

Have you ever thought about the day all of your intelligent investment decisions would pay off, leaving you with millions of dollars to play with? I have as well, but what is stopping you? If you’re anything like me, you have shied away from it.

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You Can (And Should) Save $1 Million for Retirement

Financial experts consider having a cool million stashed away in your retirement fund to be the best indicator of being able to retire in complete comfort. A million might seem unattainable, but it’s perfectly feasible if you follow the basic recommended guidelines on how to save $1 million by the time you retire.

 

Start Saving ASAP

It’s normal to be tempted to put off any serious retirement saving. But if you want to hit that $1 million benchmark in time for retirement, you need to start saving when you’re young. Younger than you think.

Say that you start saving at age 25. You’d need to be saving $405 each month. With an average return of 7% you’ll have that $1 million by the time you’re 65 and thinking about retiring.

Chances are, you’ve already seen your 25th birthday come and go. In which case, you’d need to up the amount that you’re saving each month. It’s absolutely infuriating, but the longer you wait to start saving, the harder you have to work to catch up.

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Paying Off Your Student Loans

One of the biggest challenges that younger adults face today is the increasing amount of debt that they have even before they enter the workforce. As the cost of higher education continues to increase faster than the rate of inflation, the amount of student loans that the average person has to take out continues to increase.

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Save On Your Education So You Can Borrow Less

Educational expenses have always been high, but they are becoming much higher because of for-profit institutions. A student can easily obtain a student loan even if that person does not have a job or a clear way of paying it back.

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How to Get Hitched Without Breaking the Bank

Getting married is a joyous occasion in most peoples’ lives, but it can also be one of the heftiest investments you make considering it all goes for just one day of events. Nowadays, it is not uncommon for a normal couple with the average traditional wedding to spend thousands upon thousands of dollars.

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How Much Money Should I Save for Emergencies?

An emergency fund provides a critical financial cushion in case of an unexpected event that requires immediate access to money. These funds are typically held in savings accounts. It can take anywhere from one to five years to save the full amount needed to handle any emergency.

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Let’s Be Real: What Kind of Car Can You Actually Afford?

Every person on the planet probably wishes that he or she could walk into a dealership and leave with a Lamborghini or a new Corvette at the very least. However, those folks have to face the reality that they may never be able to obtain such vehicles.

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How to Save for a Down Payment

Saving for a down payment is perhaps the biggest hurdle that a potential first-time homebuyer faces. The general recommendation to save 20 percent of the purchase price of the home you want to buy is a daunting task.

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Understand Compound Interest and You’ll Understand Why You Need to Start Saving Now

Understanding compound interest is more than just learning about saving for retirement. It’s actually understanding how to get rich slowly, almost effortlessly. When a person starts saving early, even a modest return on the money they put aside in an interest bearing account will create wealth over time.

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Investing in Your Future

Retirement planning is one of the critical life skills that we, as a country, tend to short-change workers when they’re in their most productive years.

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Retirement – Roth IRA: A Tool for Your Financial Future

If you’re in your 20s and embarking on your career, there’s no better time to start saving for retirement. While the days when you are living a life of leisure may seem far off, saving now can ensure that you are able to retire when you’re ready to do so.

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Retirement – Why You Should Never Cash Out a 401(k) Early

When the economy is in rough shape and cash gets tight in many households, some workers choose to ease the burden by dipping into their nest egg early. Others may want the money to put into an IRA or another type of account.

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Why You Need a Savings Account

Maintaining a bank account dedicated to just savings is a part of good financial planning. These accounts can be used to hold money that is not intended for daily expenses and normal living costs. They also have a few other benefits. There are several reasons why everyone needs a savings account today.

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Creating a Budget to Maximize Your Savings

Whether you’re young or just young at heart, budgeting can help you to maximize your savings for a comfortable future financial life. It’s not uncommon for many people to live from one paycheck to the next nowadays.

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TCF Bank

tcf

TCF Bank is an US Financial Corporation founded in 1923 and headquartered in Wayzata, Minnesota, US. The bank also provides auto finance, commercial leasing, and equipment finance through intermediaries in the US and Canada.

About TCF Bank

Founded  : 1882
Headquarters : Chicago, Illinois., United States
Number of locations : 425
ATM :
Total assets $18.4 billions(2017)
Website : www.tcfbank.com
Find ATM, branch, locations and hours
Customer Service Phone :  1-800-823-2265

TCF Bank – Online login in 2021

On TCF Bank homepage,into the Log In area, select “Personal Banking” then  e your Login ID then click the “Next” button..

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BMO Harris Bank

bmo-harris

BMO Harris Bank is an US multinational  financial services company founded in 1882 and headquartered in Chicago, Illinois, US.. BMO is a member of the Federal Reserve System and has branches in of Illinois, Florida, Indiana, Minnesota, Kansas, Missouri, Arizona, and Wisconsin.

About BMO Harris Bank

Founded  : 1882
Headquarters : Chicago, Illinois., United States
Number of locations : 570
ATM : 1300
Total assets $111.889 billions(2017)
Website : www.bmoharris.com
Find ATM, branch, locations and hours
Customer Service Phone :  1(888)340-2265

BMO Harris Bank – Online login in 2021

On BMO Harris Bank homepage, below  Secure Login select “Online Banking” then  e your User IDa nd Password in then click the “Log In” button..

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Woodforest National Bank

bmo-harris

Woodforest National Bank is a privately held bank headquartered in The Woodlands, Texas.  Woodforest National Bank is Walmart’s largest retail partner. And also partners with Sam’s Club and Kroger in a few states.

About Woodforest National Bank

Founded  : 1980
Headquarters : The Woodlands, Texas, USA
Total assets :3.7 billion (2012)
Website : www.woodforest.com
Find ATM, branch, locations and hours
Customer Service Phone :  Toll-Free: 1-877-968-7962 / Houston: 832-375-2000
Address : P.O. Box 7889 / The Woodlands, TX / 77387-7889
E-mail : General Inquiries: info@woodforest.com / Support Inquiries: support@woodforest.com / Bill Payment Inquiries: billpay@woodforest.com

Woodforest National Bank – Online login in 2021

On  Woodforest National Bank homepage, at the upper left into the “View Your Accounts” area,  select “Account Summary”, enter your Online ID  and Password then click on the “Sign on” button.

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Merrick Bank

merrick

Merrick Bank is a member of the CardWorks family—a financial servicing company that helps bankcard issuers across the United States reduce their risk, increase their profitability, and support their customers. Merrick Bank specialize in credit programs that assist people looking to build or rebuild their credit.

About Merrick Bank

Founded  : 1997
Website : merrickbank.com/
Find ATM, branch, locations and hours
Customer Service Phone :  1-888-545-5777
USPS Mail:
Merrick Bank
Recreation Lending
Customer Service
P.O. Box 1500
Draper, UT 84020-1500

Merrick Bank – Online login in 2021

On Merrick Bank homepage, below Credit card log in you will have to enter  your User name and Password into the login form then click the “Log In” button

 

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Regions Bank

regions

Regions Bank is an US  bank and financial services company founded in 1971 and headquartered in Birmingham, Alabama, US. The company provides financials services like banking, securities brokerage, investment, mortgage, trust, and payment services.

About Regions Bank

Founded  : 1971
Headquarters : Birmingham, Alabama, US
Number of locations : 1470
ATM : 1900
Total assets $ 125.294 billion (2017)
Website : www.regions.com
Find ATM, branch, locations and hours
Customer Service Phone :  1-800-472-2265

Regions Bank – Online login in 2021

On Regions Bank homepage, into the “Online Banking Login” area,  enter your Online ID  and Password then click on the “Log in” button.

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US Bank

us-bank

US  Bank is an US bank holding company founded in 1968 and headquartered in  Minneapolis, Minnesota, US. The company provides financials services like banking, investment, mortgage, trust, and payment services.

About US Bank

Founded  : 1968
Headquarters : Minneapolis, Minnesota, US
Number of locations : 3067
ATM : 4771
Total assets $ 462.040 billion (2017)
Website : www.usbank.com
Find ATM, branch, locations and hours
Customer Service Phone :  800-US BANKS (872-2657)

US Bank – Online login in 2021

On US Bank homepage, on the right side,into the log in area, choose your account type and enter your Personal ID then click on the “Log in” button.

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TD Bank

TD-bank

TD (Toronto-Dominion) Bank is an Canadian multinational  financial services company founded in 1955 and headquartered in Toronto, Ontario. Its was created through the merger of the Bank of Toronto and The Dominion Bank, respectively founded in 1855 and 1869.

About TD Bank

Founded  : 1955
Headquarters : Toronto, Ontario, Canada
Number of locations : 2400
ATM : 4700
Total assets $1,2 trillion CAD(2017)
Website : www.tdbank.com
Find ATM, branch, locations and hours
Customer Service Phone :  1-888-751-9000

TD Bank – Online login in 2021

On TD Bank homepage, below Online Banking click on “Log in”

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Bank of America

bank-of-america

Bank of America  is an American multinational financial services company founded in 2000 and headquartered in Charlotte,NC. It was initially  founded in 1904 in San Francisco under the name Bank of Italy.

About Bank of America

Founded  : 2000
Headquarters : Charlotte, North Carolina, U.S.
Number of locations : 4600
ATM : 15900
Total assets $2,281 trillion (2017)
Website :www.bankofamerica.com/
Find ATM, branch, locations and hours
Customer Service Phone :  00 1 315-724-4022

Bank of America – Online login in 2021

On Bank of America homepage, just enter  your Online ID and Passcode into the login form then clik the “Sign In” button..

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Capital City Bank

capital-city

The City Bank of New York,  was founded on June 16, 1812 as the City Bank of New York, and later became First National City Bank of New York. Citibank provides credit cards, mortgages, personal loans, commercial loans, and lines of credit.

About Capital City Bank

Founded  : 1812
Number of locations : 70 banking locations in Florida, Georgia, and Alabama
Total assets $2.5 billion (2008)
Website :www.ccbg.com/
Find ATM, branch, locations and hours
Website –  www.ccbg.com
Customer Service Telephone – 1(888)-671-0400
Routing Number – 063100688

Capital City Bank – Online login in 2021

Go to the website, on the home page at the left you will find the connection area “online banking”. here you must register your username and click on “Log in”,

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American Savings Bank

american-saving-bank

American Savings Bank, founded in 1925, is Hawaii’s third-largest financial institution, with assets of $6.7 billion, a subsidiary of Hawaiian Electric Industries.

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