Archive January 2021

3 alternate remedies to pay your income taxes on time

There are several out there who often forget or probably cannot pay up for their income taxes on time. Even though they file their returns on time, things do not materialize naturally or as expected due to financial problems. There are times when people tend to panic especially when they aren’t informed that there are ways that can be undertaken when it comes to paying the income taxes.

When it comes to the penalties levied on late filing of tax return and late payment of taxes, the latter is known to be lesser than the former, and that is the reason why such an emphasis is laid on filing the taxes first before it is too late. When you fail to file your tax returns, you are to pay 5% of the balance due per month that often goes up to 25%. On the other hand, the failure to pay the taxes on time has a penalty of 0.5% of the balance per month and goes up to 25% depending on the income.

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Barclays is a British bank based in London, United Kingdom, founded in 1896 but whose origins date back to 1690. The group is listed on the FTSE 100 index of the London Stock Exchange and is part of the “big five”, the 5 largest British banks.

Barclays operates in more than 60 countries in Europe, particularly in the United Kingdom, Asia, America and Africa. The group employs 111,300 people worldwide, including 32,000 in South Africa through its new Absa subsidiary acquired in 2005.

About Barclays

Founded  : 1896
Headquarters : London, United Kingdom
Total assets :£1.133 trillion (2017)
Website :
Find ATM, branch, locations and hours
Customer Service : 1(888)-710-8756.

Barclays – Online login in 2021

On Barclays homepage, at the upper right click the “Online Banking” button.

For the step 1, you will have to enter information forthen enter your Surname/Last Name and your membership number or card number or account number, then click on “next step”

Now, you just have to confirm your ID on the step 2.

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HSBC is a british bank, the 7th lagest in the world. It was founded in 1865 in Hong-Kong, HSBC means HongKong Shanghai Banking Corporation.

HSBC has around 3,900 offices in 67 countries and territories across Africa, Asia, Oceania, Europe, North America, and South America, and around 38 million customers

About HSBC

Founded  : 1865
Headquarters : London, United Kingdom
Total assets :US$2.521 trillion (2017)
Website :
Find ATM, branch, locations and hours
Customer Service Phone :  Personal Banking: 800.975.4722 / HSBC Premier Banking: 888.662.4722 / HSBC Advance: 866.584.4722 / Business Banking: 833.722.4722

Address : HSBC Bank USA, N.A.
P.O. Box 2013
Buffalo, NY 14240

HSBC – Online login in 2021

On  Woodforest National Bank homepage, at the upper right click on “Log On”, on the next page enter your Username and click on Continue, then enter your password.

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Affinity Plus Federal Credit Union

Affinity Plus Federal Credit Union – started in 1930 under the name of State Capitol Credit Union (SCCU), a credit union created to serve members working in St. Paul, Minnesota. The result of its growth from acquisitions and inclusions to its charter led in 1999 to change the name to Affinity Plus Federal Credit Union to better reflect its broader service area. It counts now 27 branch offices in Minnesota and about $1.7 billion in assets.

Affinity Plus Federal Credit Union

Founded  : 1930
Headquarters : St. Paul, Minesota, USA
Total assets :
Website :
Find ATM, branch, locations and hours
Customer Service Phone : Toll Free: (800) 322-7228
Address : Affinity Plus Federal Credit Union / 175 West Lafayette Frontage Road / St. Paul, MN 55107
E-mail :

Affinity Plus Federal Credit Union – Online login in 2021

On Affinity Plus Federal Credit Union homepage, at the upper right click on the “login” button. Into the “Secure Login” area,  s enter your user ID  and Password then click on the “Log In” button.

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8 tips – How to easily stop spending money ?

This is a trait that the majority of people living in the urban areas have. They are known to be spendthrifts and spend on anything that they set their eyes on. For the present generation, having a budget or probably making plans or everything isn’t easy as they are impatient and do not want to be controlled by anything especially when they earn a lot of money.

While the need to save for the days to come doesn’t strike them, there is this huge loss that they face when they grow old or probably lose their job when they are middle-aged. While multiple things can be followed by people to cut down on costs and unnecessary expenditure, here are a few ways put down for you.

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