Merrick Bank

Merrick Bank is a member of the CardWorks family—a financial servicing company that helps bankcard issuers across the United States reduce their risk, increase their profitability, and support their customers. Merrick Bank specialize in credit programs that assist people looking to build or rebuild their credit.

About Merrick Bank

Founded  : 1997
Website :
Find ATM, branch, locations and hours
Customer Service Phone :  1-888-545-5777
USPS Mail:
Merrick Bank
Recreation Lending
Customer Service
P.O. Box 1500
Draper, UT 84020-1500

Merrick Bank – Online login in 2021

On Merrick Bank homepage, below Credit card log in you will have to enter  your User name and Password into the login form then click the “Log In” button


Merrick Bank login

You should make sure that you are using the right User name and check if the Caps lock is on, if it is on, then off the Caps lock key and try again.

In case, you forgot your password, click “Forgot username or password ?” below to the login form. On the next page,enter your User name and account number.

Merrick Bank forgot password
In case, you forgot your account number, you will have to call customer service to recover it.

Merrick Bank – How to enroll in 2021

On the mainpage, click on the button located at the  right “Enroll” .

Merrick Bank enroll

You’ll need the following to enroll:
– Your Account Number
– Your date of birth
– Your Social Security Number (Last 4 of SSN)
– Your e-mail address
- Your Merrick Bank Account Number

Note: if you don’t have an SSN, you’ll still be able to begin your enrollment online, and then you’ll be contacted to finalize things.

On the next page, you  will have to accept the online banking agreement.

Then provide your personal info and create a new User name  and password. After that you’ll be all set, ready to use all online banking features offered by Merrick Bank


Merrick Bank – Holiday schedule

These are the federal holidays of which the Federal Reserve Bank is closed.
Merrick Bank and other financial institutes are closed on the same holidays.

New Year’s DayJanuary 1January 1January 1
Martin Luther King DayJanuary 20January 18January 17
Presidents DayFebruary 21 February 15 February 21
Memorial DayMay 25 May 31 May 25
Independence DayJuly 4July 4July 4
Labor DaySeptember 7September 2September 7
Columbus DayOctober 8October 14October 12
Veterans DayNovember 12November 11November 11
Thanksgiving DayNovember 22November 28November 26
Christmas DayDecember 25December 25December 25