Let’s Be Real: What Kind of Car Can You Actually Afford?

Every person on the planet probably wishes that he or she could walk into a dealership and leave with a Lamborghini or a new Corvette at the very least. However, those folks have to face the reality that they may never be able to obtain such vehicles.

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How to Save for a Down Payment

Saving for a down payment is perhaps the biggest hurdle that a potential first-time homebuyer faces. The general recommendation to save 20 percent of the purchase price of the home you want to buy is a daunting task.

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Understanding the Pros and Cons of Overdraft Accounts

In the world of banking, one of the most dreaded fees for consumers is overdraft charges. Anyone can make a mistake when balancing the checkbook. When that mistake results in a check being declined, the bank charges a non-sufficient fund fee. This can start a domino effect as the charge sends the account balance lower and other checks are returned. The best way for consumers to protect themselves is with an overdraft account, but you need to understand how these programs work.

 

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Why You Need a Savings Account

Maintaining a bank account dedicated to just savings is a part of good financial planning. These accounts can be used to hold money that is not intended for daily expenses and normal living costs. They also have a few other benefits. There are several reasons why everyone needs a savings account today.

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